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Save up to $691 with a FirstLight Federal Credit Union credit card
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Earn up to 16% more with a FirstLight Federal Credit Union savings deposit
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Save up to $605 with a FirstLight Federal Credit Union auto loan
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Save up to $246 with a FirstLight Federal Credit Union RV loan
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Earn up to 125% more with a FirstLight Federal Credit Union Share Certificate
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Earn up to 14% more with a FirstLight Federal Credit Union IRA
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Earn up to 96% more with a FirstLight Federal Credit Union money market
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Texas, Save up to $37,591 with a FirstLight Federal Credit Union mortgage
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New Mexico, Save up to $39,166 with a FirstLight Federal Credit Union mortgage
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Las Cruces, Save up to $38,496 with a FirstLight Federal Credit Union mortgage
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The mortgage term is the length of your loan. Traditionally the most common term has been 30 years, but this number can vary anywhere from 10 to 30 years. Shorter loans usually have a lower interest rate, but they will always have a higher monthly payment since you are paying off the loan faster. A longer mortgage term means a lower monthly payment, but you will end up paying more interest over the life of the loan.