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Save up to $349 with a FirstLight Federal Credit Union credit card
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Earn up to 165% more with a FirstLight Federal Credit Union checking account
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Earn up to 182% more with a FirstLight Federal Credit Union certificate of deposit
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Save up to $1,379 with a FirstLight Federal Credit Union auto loan1 Share Certificate
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Earn up to 36% more with a FirstLight Federal Credit Union IRA
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Texas, Earn up to 113% more with a FirstLight Federal Credit Union money market
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New Mexico, Earn up to 226% more with a FirstLight Federal Credit Union money market
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Las Cruces, Earn up to 158% more with a FirstLight Federal Credit Union money market
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The mortgage term is the length of your loan. Traditionally the most common term has been 30 years, but this number can vary anywhere from 10 to 30 years. Shorter loans usually have a lower interest rate, but they will always have a higher monthly payment since you are paying off the loan faster. A longer mortgage term means a lower monthly payment, but you will end up paying more interest over the life of the loan.