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Save up to $499 with a FirstLight Federal Credit Union credit card
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Earn up to 123% more with a FirstLight Federal Credit Union savings deposit
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Save up to $573 with a FirstLight Federal Credit Union auto loan
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Save up to $233 with a FirstLight Federal Credit Union RV loan
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Earn up to 271% more with a FirstLight Federal Credit Union Share Certificate
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Earn up to 30% more with a FirstLight Federal Credit Union IRA
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Earn up to 86% more with a FirstLight Federal Credit Union money market
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Texas, Save up to $36,963 with a FirstLight Federal Credit Union mortgage
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New Mexico, Save up to $36,873 with a FirstLight Federal Credit Union mortgage
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Las Cruces, Save up to $31,362 with a FirstLight Federal Credit Union mortgage
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The mortgage term is the length of your loan. Traditionally the most common term has been 30 years, but this number can vary anywhere from 10 to 30 years. Shorter loans usually have a lower interest rate, but they will always have a higher monthly payment since you are paying off the loan faster. A longer mortgage term means a lower monthly payment, but you will end up paying more interest over the life of the loan.