Whether you need to finance a new home or refinance an existing home loan, we're here to help.
FirstLight appreciates your business and we are prepared to make your home loan experience a rewarding one.
We are 100% dedicated to helping service men and women reach their goals of homeownership. For military members, the VA home loan program makes owning a home possible by allowing eligible veterans and active-duty military personnel to finance 100% of a home’s value with zero money down. VA loans offer flexible financing options, with a variety of fixed-rate and adjustable-rate loans available.
VA Loan Highlights
We can assist you with obtaining the required Certificate of Eligibility to help ensure a timely closing and answer any questions you may have about the home-buying process.
If you're a military veteran living in Texas, you may qualify for a Texas Vet home loan.
If you're a veteran living in Texas, you may be eligible to purchase a home or permanently finance a primary residence with a Texas Vet loan. This competitive fixed-rate home loan is available in 15- or 30-year terms and can be used for financing up to $417,000. It can also be used in conjunction with an FHA, VA, or traditional loan.
The opportunity is available to any veteran* whose service began after September 16, 1940. In addition to active Vets and those who have previously served, the Texas Vet loan program is available to surviving un-remarried spouses of eligible Texas veterans who are missing in action (MIA), were killed in action (KIA), or died as a result of service-related issues.
The VHAP is available to qualified veterans residing and purchasing a home in Texas, regardless of where they were born. Plus, the program can be applied every time you purchase a primary residence in Texas, as long as only one VHAP loan is open at a time.
Texas Vet Loan Highlights
*Dishonorable discharged vets are not eligible for VHAP financing.
FHA home loans are insured by the Federal Housing Administration (FHA) and provide a variety of benefits for home buyers, especially first-time buyers, buyers without large down payments, or those using gifts for down payments and closing costs. A variety of fixed-rate and adjustable-rate options are available, so you can select the type of FHA loan that will meet your unique needs.
FHA Loan Highlights