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Vehicle, Motorcycle, or RV

Let FirstLight Beat Your Rate! Do you have a good auto loan rate? Well, why not make it an even better one?  That's right, come refinance your auto loan with us and we will beat your current rate by 1.00%APR!***

No payments for 90 Days **

 

Apply Now!

View Rates

 

WHAT TO EXPECT WHEN FINANCING A CAR AT FIRSTLIGHT:

Step 1: Apply for an auto loan in less than 5 min with the link below or give us a call at 915.564.3225 to get started. Better yet, see if you prequalify without impacting your credit score. 

Apply Now!

 

Step 2: A lending sales specialist will contact you to go over your loan application and request any additional information or documentation needed.

For example:

  • Purchase Orders
  • Paystubs
  • 20-day payoff from current lender
  • Proof of rate at current lender

 

Step 3: If approved, your lending sales specialist will contact you to go over loan terms and discuss additional products and services for your loan. 

 

Step 4: Your loan will be assigned to our loan processing team. The loan processor will collect any additional documentation via text, phone, or email. Depending on the type of auto loan, title work may be required. 

For in-branch closing, please contact us at 915.255.0584, currently by appointment only. 

 

Questions about Auto Advantage Program or GAP Insurance? Contact one of our Lending Sales Specialist at 915.564.3225 between 8am to 6pm (M-F) or 9am to 1pm (Sat).

  

Not a member? Apply today!

We welcome you!

OTHER HELPFUL TIPS:

 

*All loans are subject to approval. Other restrictions may apply. Promotion offer is subject to change at any time without any notice. Membership eligibility requirements apply. FirstLight is an Equal Opportunity Lender. **Interest will accrue during the 90-day no payment period. Subject to credit approval. ***"Beat the Rate" (rate match) promotion applies to new, external refinances to the Credit Union and is not to exceed the floor rate of 5.25% APR. Proof of current collateral APR is required. Loans financed with FirstLight are not eligible. Loyalty and ACH discount cannot be combined with this loan promotion. Rewards discount may be applied to this promotion but is not to exceed floor rate. Other restrictions may apply. Promotion is subject to change at any time without any notice.  Membership eligibility requirements apply. FirstLight is an Equal Opportunity Lender. 

 

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