Credit Cards

Visa® Credit Cards

Low Rates & Rewards. You’re sure to find one that will fit your lifestyle. All of our Visa Credit Cards offer:

  • No annual fees
  • No balance transfer fees
  • No cash advance fees
  • FirstLight ATM access for cash advances
  • 25-day grace period on all purchases
  • Visa’s Zero Liability Protection, Travel & Emergency Assistance
  • Service, Warranty Manager Purchase Security, Identity Theft Coverage and 24/7/365 Fraud Monitoring
  • Pay online the easier way with our new Digital Wallet; Visa Checkout now available
  • Coming soon - Apple Pay, Samsung Pay, Android Pay, and Microsoft Wallet

Apply Now!

Download our Balance Transfer Form

Choose from one of the following credit card options:

Visa Platinum

Perfect for every day purchase power with competitive interest rates.

Visa CURewards Platinum

Shop and earn rewards with the Visa CURewards Platinum. Everyday purchases earn you points toward quality merchandise, travel, gift cards, redeem your points for cash or you can even use them to make a payment to your FirstLight Credit Card!

  • Start earning rewards with as few as 2,500 points
  • Earn one point for every dollar in qualifying purchases

CURewards Information for Visa Credit Cards

Visa Secured Platinum

This card is for the first time card holder that wants to build their credit or for members who need to repair their credit. Credit limits starting at $500.

View Credit Card Rates

View Full Disclosure of Rates for Credit Cards

Important Phone Numbers

For Credit Card member service, to report fraud, dispute transaction(s), or report your card as lost/stolen please contact Card Services.

Falcon Security Fraud Detection System

In the case of suspected fraud on your credit card, you will receive a call from the phone numbers below. Please be aware that this is a third party vendor that helps FirstLight monitor your credit card transactions for possible fraud.

1-888-918-7313 or 1-727-299-2449

Credit Card Agreements & Forms

Consumer Credit Card Agreement

Credit Card Payment Information

Phone number:

Mailing Address:
PO Box 60510
City of Industry, CA 91716-0510