Visa® Credit Cards

Choose a Visa FirstLight Credit Card that is right for you!

*APR=Annual Percentage Rage. **Introductory APR rates are for new qualifying members for a period of 12 billing cycles; after that the rate will return to its standard rate.  Standard rates range between 8.90% and 18%.  Subject to credit approval.  Certain restrictions apply.

Get big protection in a tiny chip

Your FirstLight Visa® Credit Card now features an embedded chip that improves security every time you make purchases at a chip-activated terminal.

• Receive enhanced fraud protection with chip technology. This tiny chip protects you from fraud by creating a one-time use code for each chip transaction. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
• Easy to use. Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.
• Enjoy global acceptance. Chip-activated terminals are coming to certain U.S. retailers this year – and more locations in the years to come. Whether you check out using chip technology or swipe your card, you can pay with confidence worldwide – wherever Visa credit cards are accepted.

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In the case of suspected fraud on your credit card, you will receive a call from the phone numbers below. Please be aware that this is a third party vendor that helps FirstLight monitor your credit card transactions for possible fraud.

1-888-918-7313 or 1-727-299-2449

Credit Card Agreements & Forms

Consumer Credit Card Agreement

Credit Card Payment Information

Phone number:

1-800-229-6132

Mailing Address:

FirstLight FCU

PO Box 37035

Boone, IA 50037-0035