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Fresh Start Spend Account

We are excited to offer a brand new account option beginning 1/4/2021- introducing the Fresh Start Spend Account! Read below for more information

Do you have less than perfect credit? Are you having a difficult time getting a checking account? Maybe some cash management issues? We understand and are here to help with our new Fresh Start Spend Account.

Our Fresh Start Spend Account gives you a chance to take advantage of the many conveniences that come with a FirstLight account and provides you with the tools you need to find financial success! You can even earn an incentive of $50!

Fresh Start Features:

Complete six months of positive activity within the Fresh Start Spend Account and claim your incentives! Here’s how to graduate to a Simply Checking Account and earn your $50 Graduation Credit:

Additional Features Available After Account Graduation

Mobile Check Deposit
Deposit checks quickly with your mobile phone that complements your on-the-go schedule. No need to go to the branch.
External Transfers
Allows you to easily move money between your accounts with us and other financial institutions.
Send money directly to anyone with no need to write a check, exchange account numbers or carry cash.
Bill Pay
Say goodbye to stamps and envelopes and pay bills in a safe, convenient, and easy way within online banking. 

Open your Account Online!

Membership eligibility requirements apply. Fresh Start Spend Account has a $20 monthly service fee until graduation requirements are met. Not all accounts earn the graduation credit, refer to Fresh Start Spend Account disclosure for details. Contact us for the full disclosure. Data rates may apply for use of additional account services. Federally insured by NCUA.*Must meet requirement within 6 months in order to qualify for $50 graduation credit. **No fee ATMs include CO-OP Network only.