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Share Certificate
Interest Rates Certified by Datatrac

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Share Certificates

A guaranteed investment that puts you in control. They offer a low-risk, convenient way to save for a goal, project, emergency fund or simply plan for the future.  With as little as $500, a Share Certificate can guarantee a return on your money and lets you choose the term.  

  • Open your account with as little as $500
  • Choose terms from 3 months to 5 years - the longer the term, the higher the payout
  • Earn monthly dividends
  • Save time with automatic renewal
  • Use your Share Certificate as collateral for a secured loan
Dream Builder Share Certificate**

Save gradually and guarantee your investment. 

  • Start with an initial deposit as little as $5
  • Choose your term from 1 year to 3 years
  • Schedule contributions that you’re comfortable with
2-Year Changeable***

Concerned about locking in your rate? Get a 2-Year Changeable Share Certificate.

  • Minimum $2,500 deposit
  • Available for a 2 year term
  • Bump up your rate one time during the 2 year term

**Dream Builders Share Certificate require monthly deposits or periodic payments and are not available for Business Accounts.

***For Bump Up/Changeable Share Certificates:(Rate may be changed one time during the term to the existing rate at member’s written request. Fees could reduce earnings. Unless you indicate otherwise, the bump up/changeable certificate will be renewed at maturity at a like term, if available, or at the then-current rate in effect.) Visit a branch for complete details.