Financial Literacy

Looking to buy a house? Need a little help with your credit and your budget? Free financial literacy seminars are here. Financial Literacy First is a series of educational courses offered all year in both the Las Cruces and El Paso County. Members, potential members, military, high schools and colleges can take advantage of numerous course offerings.

Sign up for these free seminars and prepare for your big home purchase, get advice on your credit, and learn how to budget. These vital lessons are brought to you by FirstLight.

Are you a military family? Click here to learn about what personal finance options are available to you. Interested in or have questions about Financial Literacy First? Contact us at

Class Topics & Discussions


Credit can determine interest rates on loans, rates for car insurance, and getting approval from a landlord. It can even influence your career. This seminar teaches you how to start building credit, how to read a credit report, and how to recover from bad credit decisions.

Savings and Budgeting

Lots of steps come before retirement. Saving and budgeting is a big part of that. This class will teach you how to budget every dollar spent, so you can save extra money each month. It will also provide tips for investing that will guarantee a return so you can achieve the retirement you deserve.

Home Buying Basics

Buying a home can be an overwhelming experience filled with fees, forms and details. This seminar will teach you the ins and outs of buying a home, including understanding what types of loans are available, escrow, insurance, and more.

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