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Mortgage Loans

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Whether you need to finance a new home or refinance an existing home loan. Our trusted mortgage loan originators are here to help at every step of the home loan process. 

Here’s what we have to offer:

  • First-time home buyer programs with as little as 3% down
  • Up to 100% financing for home purchase**
  • Low down payment programs
  • Traditional fixed-rate loans with terms of 30, 20, or 15 years
  • Texas Veteran Land Board Home Loans
  • VA loans, FHA loans
  • Home Equity Loans
  • Portfolio loans for borrowers whose borrowing needs may not conform to traditional mortgage loan requirements
  • Free home counseling to current members by licensed professionals is available through our Balance programs.
  • Need to work on your credit? FirstLight offers a Home Readiness credit building loan that may assist with establishing your credit.

Ready to purchase a home? Check Your home loan toolkit: A step-by-step guide.

Disclosure: All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender. 

NMLS #480345