Vehicle Loans
Interest Rates Certified by Datatrac

Great Rates. Sweet ride. We want our members to get a great deal. A FirstLight Auto Loan can help you get the ride you want, at a monthly payment you can afford.  

  • No Payment for 90 Days*
  • Competitive low rates & flexible terms
  • Save up to 0.75% on your rate with Auto Pay, Loyalty, and Relationship Rewards Discount.** 

*Interest will accrue during the 90-day no payment period.  Subject to credit approval.  **Member must meet eligibility criteria.

Available Loans for:

  • New & Used Vehicles
  • New & Used Motorcycles
  • Classic Cars
  • RVs
  • Powersports (UTV, ATV, Dirt Bikes, Jet Skis, & Snowmobile)

Apply online, on the phone, on our mobile app or at one of our ten locations. It’s easy and fast!

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Auto Pay Discount

Your rate may be decreased by 0.25%, if you enroll in automatic payments. By signing up, your monthly payment will be electronically deducted from your FirstLight Checking or Savings Account.

Loyalty Discount

In addition to the Auto Pay Discount, you may also qualify for our Loyalty Discount. You can receive an additional 0.25% discount on your rate if your FirstLight savings and/or checking accounts have been opened and active for more than the six months. It’s our way to say “Thank You!” for your membership!

*Interest will accrue during the 90-day no payment period. Subject to credit approval and eligibility.