Vehicle Loans
Interest Rates Certified by Datatrac

Take advantage of our used auto rate with a low 2.7% APR** Apply today! 

Great Rates. Sweet ride. We want our members to get a great deal. A FirstLight Auto Loan can help you get the ride you want, at a monthly payment you can afford.  

  • No Payment for 90 Days*
  • Competitive low rates & flexible terms
  • Save up to 0.50% on your rate with Auto Pay and Relationship Rewards Discount.** 

*Interest will accrue during the 90-day no payment period.  Subject to credit approval.  **Member must meet eligibility criteria.

Available Loans for:

  • New & Used Vehicles
  • New & Used Motorcycles
  • Classic Cars
  • RVs
  • Powersports (UTV, ATV, Dirt Bikes, and Jet Skis)

Apply online, on the phone, on our mobile app or at one of our ten locations. It’s easy and fast!

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Auto Pay Discount

Your rate may be decreased by 0.25%, if you enroll in automatic payments. By signing up, your monthly payment will be electronically deducted from your FirstLight Checking or Savings Account.

*Interest will accrue during the 90-day no payment period. Subject to credit approval and eligibility.

**APR-Annual Percentage Rate. All loans subject to approval. Rates and terms are based on borrower’s credit qualifications and are subject to change. Offer valid on new and used auto loans, model years 2000 and newer, funded between Dec. 2, 2019 through Jan. 31, 2020. Lowest rate shown applies to terms up to 48 months and includes a .25% automatic payment discount and a .25% relationship rewards discount . Rates are not available for refinancing existing FirstLight loans and are subject to change without notice. Other conditions apply. FirstLight is an Equal Opportunity Lender. Federally Insured by NCUA.