Checking Accounts

Whether you need an easy to use checking account or want a checking account that can help you grow your money, we have the right checking account to fit your needs. With our Simply Checking or Simply More checking accounts you receive:

  • Free VISA® Debit Card with Purchase Rewards
  • Access to over 100 local and nearly 30,000 nationwide no-fee ATMs**
  • 24/7 account access with free telephone, online, and mobile banking services
  • Access to Shared Branching - over 5,000 credit unions nationwide allow our members to conduct their business as if they were at FirstLight

Direct Deposit:

You can now make your life a little easier by signing up for direct deposit. This service allows your employer to deposit your paycheck directly into your FirstLight Checking account without ever having to do it yourself. You can relax knowing that every payday, your money will be safely and securely deposited, and it’ll be ready for you to use! This service is also available for recurring payments such as Social Security, VA compensation or retirement funds. Sign up today!

Download the Direct Deposit Form

Become A Member

Compare Checking Accounts

  Simply Checking
Simply More
Eligibility Any FirstLight Member Any FirstLight Member
Monthly Service Fee $0 $0*
Minimum Balance $0 $2,500
Dividends Earned No Competitive dividend rate earned with daily balance of $2,500. Earn even more with a daily balance of $5,000.

*$5.00 monthly fee is applied when checking account falls below minimum balance of $2,500.
**No fee ATMs include CO-OP Network only.

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