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Personal Loans

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Upcoming life events, home improvement needs, unexpected expenses, or a last-minute vacation?

We’ve got you covered!

Regardless of what your reason is for needing some extra cash, we understand, life happens! With low interest rates and flexible repayment terms, FirstLight can help you find the right loan for you. FirstLight Federal Credit Union has the right options and the friendly service you deserve.

You can use a personal loan for many needs!

  • Weddings
  • Quinceañeras
  • Sweet 16
  • Home Improvement
  • Vacation
  • Credit Rebuilder
  • Car Repairs
  • Debt Consolidation
  • Cosmetic
  • Or any other need!

Event Financial Planning Resources

We know that any big event or celebration can incldue serious conversations about budget and what make sense financially. 

Please let us help! Below we have custom created for you budget planners to help you saty on track for your special occasions. When your are ready, you can even share this budget planner with on our of friendly loan officer to help you get your loan applciation started. 

Click on the below to download your event financial planner.

Thinking of revamping your home? Apply for our Home Improvement loan today!


What to Expect:

Step 1: Apply for personal loan, line of credit, or credit by card in less than 5 minutes by clicking below or give us a call at 915-564-3225. Better yet, see if you prequalify without impacting your credit score.

Apply Now!

Step 2: A lending sales specialist will contact you to go over your loan application and request any additional information or documentation needed.  (Proof of income may be required)

Step 3: If approved, your lending sales specialist will contact you to go over loan terms and discuss additional products and services for your loan. 

Step 4: Your loan will be assigned to our loan processing team. The loan processor will collect any additional documentation via text, phone, or email.  Loan documents will be sent via DocuSign for required signatures.

*For in-branch closings, please contact us at 915-225-0584, currently by appointment only.


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Disclosure: All loans are subject to approval. Other conditions apply. Rates and terms based on credit qualification and subject to change. FirstLight is an Equal Opportunity Lender.