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FirstLight Rewards

Make transactions—Get Rewarded!

 

Isn’t time you get something back? We think so with FirstLight’s Reward Program. With everyday transactions using our FirstLight Contactless Visa® Debit Card or Visa® Credit Card, you accumulate loyalty reward points that will allow you to get cash back and have transaction fees reversed. You can even get discounts on your loan or better yet, a bump in your share certificate rate.

NO ENROLLMENTS NECESSARY!

 

Don’t have an account with FirstLight? Let us help you out by simply applying for membership here. Have not had time to open a Visa® Credit Card, apply today.

From groceries to streaming your favorite movies or music, use your FirstLight debit or credit card and yes—Get Rewarded!

EARN POINTS

 

Debit Card Purchases

Earn 1 point for every $5 in qualified purchases.

 

Credit Card Purchases

Earn 1 point for every $1 in qualified purchases.

 

On-Time Loan Payments

Earn 1 point for every $5 of your on-time payment.

 

Mortgage

Earn 250 points per month on your 1st Lien Mortgage. Earn 125 points per month on your 2nd Lien Mortgage (i.e. Home Equity Loan).

REDEEM POINTS

1. CASH BACK

Redeem up to $125 cashback;
Use 3,400 points for every
$25 redeemed.

2. LOAN RATE DISCOUNT

Get a .25% Annual
Percentage Rate Discount
with 5,000 points.

3. SHARE CERTIFICATE RATE BUMP

Recieve a .10% Annual
Percentage Yield Rate
Increase with 5,000 points

4. FEE REVERSAL

Non-FirstLight ATM Fee - 250 points.

Money Order Fee - 200 points.

NSF Fee - 3,200 points.

Courtesy Pay Fee - 3,200 points.

Skip-a-Pay Fee - 2,500 points.

FirstLight Reward Points can be tracked and viewed in our Online Banking or Mobile App.

Rewards Disclosure: Membership eligibility requirement apply. For full details on Rewards Program, please review the Rewards Program Terms and Conditions found in the Rewards widget within Online Banking or contact us for a copy. Federally Insured by NCUA.

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