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Refinance Your Vehicle

Refinance* your vehicle at FirstLight! 

Stars, Stripes, and $200! Drive into freedom with our Independence Day Auto Loan Special as low as 5.00% APR* and get $200 cash back. Limited funds available – act now before the funds run out!***

Refinance your vehicle today at FirstLight and receive 90 days** NO Payments!

What are you waiting for?

APPLY NOW!

View Rates

WHAT TO EXPECT WHEN FINANCING A CAR AT FIRSTLIGHT:

Step 1: Apply for an auto loan in less than 5 min with the link below or give us a call at 915.564.3225 to get started. Better yet, see if you prequalify without impacting your credit score.

APPLY NOW!


Step 2: A lending sales specialist will contact you to go over your loan application and request any additional information or documentation needed.

For example:

  • Purchase Orders
  • Paystubs
  • 20-day payoff from current lender
  • Proof of rate at current lender

Step 3: If approved, your lending sales specialist will contact you to go over loan terms and discuss additional products and services for your loan.

Step 4: Your loan will be assigned to our loan processing team. The loan processor will collect any additional documentation via text, phone, or email. Depending on the type of auto loan, title work may be required.

For in-branch closing, please contact us at 915.255.0584, currently by appointment only.

 OTHER HELPFUL TIPS:

  • Apply online!
  • Contact one of our seasoned loan professionals at 915.564.3225 between 8am to 6pm (M-F) or 9am to 1pm (Sat)

 Refinancing Options Available For:

  • New and Used Vehicles
  • New and Used Motorcycles
  • Classic Cars, RVs, and Powersports

Not a member? 

We welcome you! We’re more than a financial institution—committed to the communities we serve. Apply today!

*Annual Percentage Rate. All loans are subject to approval. Minimum refinance amount of $10,000 is required to qualify for the 1.00% rate discount. The promotion does not apply for existing FirstLight auto loans. Other conditions apply. Promotional offer is subject to change at any time without any notice. Membership eligibility requirements apply. FirstLight is an Equal Opportunity Lender.

**Interest will accrue during the 90-day no payment period.

***The $200 cash back offer is available while supplies last and will be deposited into the share account. Deposit time may vary.

800.351.1670

FirstLightFCU.org

 

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