FirstLight Insurance, Retirement, and Investment Services (FirstLight IRIS)






Navigating your financial future can be extremely challenging. Whether you are a student, working full or part-time, or the on-the-go guardian, you need qualified advice. And that is where our FirstLight Insurance, Retirement, and Investment Services (FirstLight IRIS) and our dedicated staff comes into the picture. Our FirstLight IRIS Team are LPL Financial Advisors who can assist with your financial journey - from saving for your child's college education to living comfortably in your retirement. Even better, our seasoned professional offer free consultations to get to know you and your financial dreams. 



You've worked hard to build the life you've wanted. Insurance can protect you and those you love from an unexpected death, illness and even from living longer than expected. By protecting yourself with life and long-term care Insurance, as well as Annuities. Talk to one of our LPL Financial Advisors to help you find peace of mind in protecting yourself and the ones you love. 


It's never too early or too late to prepare for your future. With a professionally managed portfolio, you can match your financial planning needs to the right saving strategy. Our LPL Financial Advisors can help you ensure you are on track - providing a pathway for consistent savings over time with the right long-term strategies. 


Why not design a savings or retirement plan based on your specific goals? Your plan may include a balanced portfolio of funds and investments. Our professional LPL Financial Advisors will guide you in how to allocate your resources based on your goals. Investments can include stock options, bonds, and/or mutual funds.




At FirstLight Federal Credit Union, we pride ourselves in providing our membership with access to experienced industry professionals that can assist you in working towards your financial goals. Our LPL Financial Advisors can help you develop customized financial strategies specifically for you. Better is...knowing you have financial advisors on your side!

Check the background of these investment professionals on FINRA's BrokerCheck.



An El Paso native, Erik has worked in financial services over fourteen years providing families tailored financial and wealth management strategies to include insurance, retirement, and investments. A UTEP graduate with an undergraduate degree in finance, Erik lives in Las Cruces with his wife and two children. He would love to sit down with you and learn more about your financial goals.

Phone: (575) 541-9941



Abraham is a qualified partner of FirstLight IRIS with a strong history of working with credit union members, their family and their friends. He brings a wealth of knowledge in a wide variety of investment and insurance products. He is also a Registered Representative of LPL Financial, member of FINRA/SIPC and holds an insurance license. 

Phone: (915) 562-1172



Ralph was born and raised in El Paso, TX and gives a high priority to helping people in his community pursue their financial goals. He graduated from Cathedral High School class of 1992, and holds a bachelor’s degree in business administration from the University of the Incarnate Word. He has worked in the financial industry for over 17 years and has 11 years of experience as a registered representative.


Phone: (915) 564-3257



Financial planning is more than just increasing assets, it's about building relationships to help you work towards your financial goals and dreams. For a free consultation, schedule an appointment today with our local LPL Financial Advisors. 

For more information about FirstLight Investment, Retirement, and Insurance Services please click here. 


Your Credit Union ("Financial Institution") provides referrals to financial professional of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay he Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit for more detailed information. 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. FirstLight Federal Credit Union and FirstLight Insurance Retirement Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using FirstLight Insurance Retirement Investment Services, and may also be employees of FirstLight Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, FirstLight Federal Credit Union or FirstLight Insurance Retirement Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

LPL Financial Form CRS