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 Don’t just dream it…OWN IT!


 We are here to help… Let’s stick together.

If you can dream it, you can OWN IT!

EVEN BETTER get up to $3,500 for closing costs*

FLFCU is here to be your trusted home financial partner - whatever your home financing needs are, our key goal is to help you…get some keys! Like what we did there? Really, we want you to OWN IT with confidence! Use Promo Code: OWNIT on your application.

To help you get focused, we’ve created a list of first-time home buying Quick Facts.

Home Ownership is Easier than You Think
Buying a home for the first time might seem overwhelming, but with our help, it doesn’t have to be.

Mortgage Payments Don’t Have to Break the Bank
Many potential first-time homeowners fear they may not be able to afford a monthly mortgage payment. The truth is that most of the time, a monthly mortgage payment might cost as much as rent, plus a few extra dollars you may already be spending.

A Down Payment Shouldn’t Be a Roadblock
If you thought you needed an overwhelming down payment to buy a home, you’re not alone. Good news! This is simply not always the case when you’re a first-time homebuyer. A down payment depends on several different factors such as your mortgage type, lender, and your finances - we offer products and services to assist you!

Enjoy the Process!
We make buying a home fun, like it should be! Schedule an appointment to get a convenient pre-approval, so you can shop around for the perfect home. Who doesn’t like shopping?

Applying online is as easy as 1-2-3! You can apply now in as little as 15min.

Click Apply Now
Create an account on our application portal to start your application and check its status!
When you have completed the application, click submit and your information will be reviewed

That’s it! A friendly FirstLight Federal Credit Union Mortgage Loan Officer will follow up with you on your journey to homeownership!

 Don’t just dream it…OWN IT!

Please contact one of our friendly Mortgage Loan Officers at 800.351.1670 or use any of our interactive services that include Live Video Banking, Live Chat on our secure online banking platform or from the convenience of your mobile device.

Disclosure: *All loans are subject to credit qualification and approval. Property must be located in Texas or New Mexico.  Offer applies towards the purchase OR refinance of primary residence only.  Offer of up to $3,500 in closing costs covers the following fees: origination, administration (admin), credit report, appraisal, and appraisal management fees. Applicant(s) must close on their loan within 12 months from the date of application. Offer is not valid for MFA and TexVet loans. Certain fees and conditions apply. Membership eligibility requirements apply. FirstLight is an Equal Housing Lender.