It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt and overspending. Learn budgeting strategies and tactics to avoid year-end credit card crunch and future debt traps.

Key Objectives:

• Learn practical strategies to plan and stick to a holiday budget.
• Avoiding Overspending: Discover tactics to resist impulse purchases and manage seasonal expenses.
• Debt-Free Celebrations: Understand how to prevent year-end credit card crunch and future financial pitfalls.
• Planning for Financial Success: Gain tools to set yourself up for a stress-free start to the new year.

Who Should Attend:

• Individuals looking to manage holiday expenses effectively without falling into debt.
• Families seeking strategies for affordable holiday celebrations.
• Anyone who has struggled with overspending during the holiday season in the past.
• Financial wellness advocates who want to share insights with their communities.

Thursday December 18, 2025

Time: 6:30 PM - 7:30 PM MDT

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