Credit Cards
What is a credit card, how does a credit card work?
A credit card is a type of payment card in which charges are made against a line of credit instead of your deposit accounts (checking and savings accounts). When you use a credit card to make a purchase, that line of credit account accrues a balance that must be paid off each month. If the balance accrued during the billing cycle is not paid off in full and on time, interest charges and late fees will be charged to the account. The line of credit is subject to credit qualification and approval.
Choose which credit card is right for you
(Apple Pay, Google Pay, Visa Checkout, Microsoft Wallet)
Security Features
Credit Card Balance Transfer(s) Form
If you have an existing FirstLight credit card and would like to transfer a non-FirstLight balance to your credit card such as balances from other credit card companies, financial institutions, or department store credit cards, simply click on the link below, fill in the form, print it out, verify all the entered information is correct and sign the form
3
. The completed form can be sent via secure email by logging into Online Banking and selecting Secure Email under the Support option on the top right of your screen from your desktop. The form may also be faxed along with a copy of your valid I.D. to (915) 745-4115, drop off at any of our branch locations or mail to:
FirstLight Federal Credit Union
PO Box 4798
El Paso, TX 79914-4798
Click here for a printable PDF version of a Balance Transfer Form
