Personal Loans

Why Choose a FirstLight Personal Loan?

Quick, simple application and fast decisions

Fixed rates and predictable payments

Borrow for debt consolidation, home improvements, or major purchases

Personalized guidance from a local team you can trust

Thinking of revamping your home?

Apply for our Home Improvement loan! ¹

Let’s make your loan work better for you.

Getting your loan is easy—with just a few simple steps.

Step 1

See if you qualify with no impact to your credit. Apply for a loan in less than 5 minutes or call us at 915-564-3225.

Step 2

A lending sales specialist will contact you to review your loan application and request any additional information or documentation. (Proof of income may be required)

Step 3

If approved, your lending sales specialist will go over the loan terms with you and discuss any additional products and services.

Step 4

Your loan will be assigned to our Loan Processing Team, who will work with you to collect any additional stipulations and documents required to fund your loan.

Let us help you

We make applying easy

We make applying for a loan fast, simple, and stress-free.

apply for a loan ¹

apply for a mortgage loan ²

Need to become a member?

We’re more than a financial institution—committed to the communities we serve.

become a member

Have questions?

We're part of your community—and always happy to help.

Disclosures

¹ Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

² All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.