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Credit Rebuilder Loan Program
A simple way to rebuild your credit—and your confidence.

If past challenges have held you back, our Credit Rebuilder Loan Program 1 gives you a fresh opportunity to strengthen your financial foundation. With guided support and a proven structure, you can take meaningful steps toward better credit and brighter possibilities.

Why Choose the Credit Rebuilder Loan Program?
We place your funds in a secure savings account while you make affordable monthly payments. Each on-time payment is reported to the credit bureaus, helping you build positive credit history over time.

Affordable Monthly Payments
We keep payments manageable and predictable so you can stay on track and see steady progress.

Savings You Keep
When you complete the program, the money held in your secured account is yours - giving you a built-in savings boost.

Guided Support
Our financial counselors are here to help you create a plan, understand your credit report, and build habits that support long-term financial success.

Credit Rebuilder Loan Program

Who It's For

  • The Credit Rebuilder Loan Program is ideal if you want to:
  • Rebuild or establish credit
  • Recover from past financial difficulties
  • Increase your credit score with a guided structure
  • Build savings while improving your credit profile

Take the First Step Today

Rebuilding credit doesn't have to be overwhelming. Our Credit Rebuilder Loan Program gives you tools, support, and a clear path forward. Apply online in minutes and start building a stronger financial future today.

Disclosures

1 Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender. Credit Rebuilder loan is not eligible for additional loan rate discounts.