Business Loans

Looking to move beyond a traditional bank loan? We have you covered!

Move beyond banking with our affordable, low-interest loans and flexible repayment terms that put you in charge of your finances. FirstLight Federal Credit Union has the right options and the friendly service you deserve.

Credit Cards ²

The power to purchase on your terms. A FirstLight VISA® Business Credit Card is a flexible way to buy what you need, when you need it for your business.

Great low rates, high credit limits and no annual fees
Available cash advances
Employee cards with spending limits
Travel accident and baggage insurance
Auto Rental Collision waiver
Travel and emergency assistance services
24/7/365 Fraud Monitoring

Earn Reward points for every purchase made!

Line of Credit

Short-term funds that are always available to bridge the gap between accounts payable and receivable.

Borrow a set amount and pay it down right away
Great for overdraft protection
Cover seasonal working capital needs
Easily accessible through ATMs, your checking account, or with a teller

Installment Loans

When it's time to expand, an Installment Loan is the answer. Use it to:

Finance new machinery, equipment, furniture, and fixtures
Add to long-term working capital
Expand your facilities
Purchase vehicles and transportation for your business

Commercial Real Estate

FirstLight's Commercial Real Estate Loan is a competitive option for purchasing new buildings or refinancing your current loans.

Commercial properties for owner and non-owner rentals
Apartment complexes
Combination business/residential properties
Innovative and flexible for unique business real estate transactions

CD Secured Loans

FirstLight's CD Secured Loans help your business establish good credit. This type of loan has low interest rates and is secured by shares or share certificates of deposit. And, you choose between a fixed or variable rate.

FirstLight Federal Credit Union Helping La Primera Tortilla Factory

Let us help you grow your business.

FirstLight Business Services can help your business along its way to growth and prosperity. Our products and services were developed with the busy business owner in mind, so we'll have the best option for you and your business. We are here to help you with all of your business needs.

Business Services:

Business Lines of Credit
Business Loans for purchases of land, building, equipment, or improvements.
Checking Accounts
Merchant Services
Personalized Customer Service from our Business Member Service Representatives

Let us help you

We make applying easy

We make applying for a loan fast, simple, and stress-free.

apply for a loan ³

apply for a mortgage loan ⁴

Need to become a member?

We’re more than a financial institution—committed to the communities we serve.

become a member

Have questions?

We're part of your community—and always happy to help.

Disclosures

¹ All loans are subject to credit qualification and approval. Business loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply.

² Business Credit Card Agreement

Business Credit Card Addendum

Rewards Information for VISA Credit Cards TERMS AND CONDITIONS

³ Membership eligibility applies. All loans are subject to approval. Other restrictions may apply. FirstLight is an Equal Opportunity Lender.

⁴ All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender.