Rates

¹ APR = Annual Percentage Rate. All loans are subject to approval. Rates and terms are based on vehicle year and borrower's credit qualification and are subject to change. Advertised rate is for a 48-month term and includes discounts of 0.25% for Auto Pay from the lowest rate of 4.75%. Promotional rates do not apply to existing FirstLight loans. Interest will accrue during the 90-day no payment period. Other restrictions may apply. Discount offers are subject to change at any time without any notice. Example: 48 months at 4.50% APR = Approximately $22.81 per $1,000 borrowed. Membership eligibility applies. FirstLight is an Equal Opportunity Lender.

² APY = Annual Percentage Yield

³ AVD = Average Daily Balance

⁴ Annual Percentage Yield (APY) as of 9.4.26 and is subject to change at any time without prior notice. Promotion is for a limited time on a 2-year share certificate (Consumer and Business) with a $100,000 minimum deposit. FirstLight Federal Credit Union reserves the right to end or modify a special/promotional rate at any time. Penalties apply for early withdrawal from certificates. Unless you indicate otherwise, the certificate will be renewed at maturity at a like term, if available, or at the then-current rate in effect. Other restrictions may apply. Membership eligibility applies. Federally insured by NCUA. Contact us or visit a branch for complete details.

⁵ All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender. Loan amount limits apply. Please get in touch with us for details.