Rates

¹ APR = Annual Percentage Rate. All loans are subject to approval. Rates and terms are based on vehicle year and borrower's credit qualification and are subject to change. Advertised rate is for a 48-month term and includes discounts of 0.25% for Auto Pay from the lowest rate of 4.75%. Promotional rates do not apply to existing FirstLight loans. Interest will accrue during the 90-day no payment period. Other restrictions may apply. Discount offers are subject to change at any time without any notice. Example: 48 months at 4.50% APR = Approximately $22.81 per $1,000 borrowed. Membership eligibility applies. FirstLight is an Equal Opportunity Lender.

² APY = Annual Percentage Yield

³ AVD = Average Daily Balance

⁴ All loans are subject to credit qualification and approval. Mortgage loans are available only on properties located in Texas and New Mexico. Certain fees and conditions apply. Membership eligibility requirements apply. Equal Housing Lender. Loan amount limits apply. Please get in touch with us for details.