Credit Cards

Credit Cards                              

View your Credit Card Account Online! or to apply for a Credit Card call (915) 562-1172 or (800) 351-1670.

No matter what kind of credit card you’re looking for, we have a card with terms and conditions that are perfectly matched to you and your lifestyle! Move beyond traditional credit cards, and you'll move beyond banking with FirstLight Federal Credit Union! From the First Advantage Visa®  to the Visa®  Platinum and CU Rewards Visa®  Platinum which feature a credit limit up to $30,000 for qualified members. Interest rates are based on your creditworthiness; therefore a great credit score will qualify you for a lower interest rate. We’re sure to have the ideal credit card for you.

Our Visa® credit cards offer:
·         no annual fees
·         no balance transfer fees
·         no convenience check fees
·         no cash advance fees
·         ATM access for cash advances
·         a 25-day grace period on all purchases
·         Visa’s® Zero Liability protection
·         Auto rental insurance
·         24 hour customer service at 1-800-654-7728 with Cardholder Services.
·         Falcon Fraud Protection monitors your credit card for suspicious activity 24/7/365
·         Credit life and/or disability are available on your card for a low monthly fee
·         Online access at View your Credit Card Account Online!
o    View your statements
o    Check your payment status
o    Review recent transactions
o    Pay-My-Bill feature allows you to pay your card using any savings or checking account.
·         Verified by Visa allows you to register a personal password to help protect you from unauthorized use of your credit card at any participating online stores. Click here to enroll your Visa® today!

Visa Platinum

Visa PlatinumVisa® Platinum allows you to enjoy the prestige and the purchasing power to buy big-ticket items with a rate as low as 9.9% APR. You get all the benefits of Travel & Emergency Assistance Service, Warranty Manager, Purchase Security and Personal Identity Theft Coverage.   Move beyond banking, and move up to a Visa®  Platinum from FirstLight Federal Credit Union!

CU Rewards Visa Platinum

CU Rewards Visa Platinum

Reward yourself with our premier card - the CU Rewards Visa Platinum. Every purchase you make with the CU Rewards Visa Platinum card earns you points toward valuable rewards. You can take home an award for as few as 2,500 points. Go on a cruise for 18,500 points!  Go to CURewards.com for details. Once in, non-CURewards members may click the “Demo” area.  At a rate of 10.9% APR, CU Rewards Visa Platinum gives you access to quality merchandise and exciting travel opportunities while offering all the benefits of our standard Visa Platinum.

Secured/Unsecured Visa Platinum

Visa Platinum

Are you a first-time cardholder wanting to build your credit history? This may be the card for you if you’ve never had credit before, or need to repair your credit. Choose from either the secured or unsecured Visa® Platinum, and start building your credit history now! The Platinum Secured card offers a credit limit between $200 and $30,000 with an interest rate of 13.9% APR.  How easy is it to move beyond banking? Simple - you're already guaranteed approval for the secured card at a fixed rate.  The Platinum Unsecured card has a limit between $500 and $30,000 and an interest rate of 17.9% APR.

Schummer Table

 

Important Numbers

Cardholder Services
1-800-654-7728

Lost/Stolen credit card or to Dispute Transaction(s)
1-800-449-7728

Falcon Security Phone Call
1-800-918-7313 or 1-727-299-2449

Visa Credit/Check Card Dispute Form

Credit Card Payment Mailing Address

Visa or MasterCard
P.O. Box 60097
City of Industry, CA 91716-0097