Refinance Your Mortgage

Conventional Mortgage Loans

Conventional mortgages are loans that are not attained under a government program, and we have several fixed-rate and adjustable rate options available. Conventional mortgage loans that are $417,000 or less for a single-family home are considered to be “conforming” loans; however, the limits can be higher in pricier regions of the country. Conventional loans that have higher limits are considered “non-conforming,” or "jumbo" loans.

Conventional Mortgage Loan Highlights

  • Flexible loan terms
  • Down payments starting at 5% available
  • Up to $417,000 loan amount
  • No mortgage insurance with 20% down payment or 78% LTV
  • Gift funds allowed
  • Monthly or single premium mortgage insurance with less than 20% down

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Jumbo Mortgage Loans

A jumbo, or non-conforming, loan may be called for when you need a loan amount higher than the conventional conforming loan limits set by Fannie Mae and Freddie Mac, typically more than $417,000. With multiple fixed-rate and adjustable-rate loan options available, we will help you choose the ideal jumbo loan for your unique situation.

Jumbo Loan Highlights

  • LTV up to 80%
  • Loan amounts up to $3 million Multiple loan options available

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