Signature
Sometimes you need funds in a hurry, and that's where a signature loan from FirstLight Federal Credit Union can come in handy! Our signature loans can be used for any reason! Whether it's vacations, holiday purchases, auto repair, emergencies or credit card consolidation, a signature loan gives you financial options and makes it easier than ever to move beyond banking.
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Personal Line Of Credit
At FirstLight, we’re proud of our personal line of credit overdraft protection feature, and we’re excited to tell our customers about it! A convenient way to have credit available at all times, a personal line of credit can be accessed through an ATM, voice response, your checking account, or through a cash advance from one of our trained tellers. A fast, convenient personal line of credit gives you a great way to move beyond banking!
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Share/Certificate Secured
For the lowest possible interest rates, a loan can be secured or collateralized by shares or share certificates. With a share loan from FirstLight Federal Credit Union, you have the choice of a fixed or a variable rate, which is connected to the rate paid on share accounts. This loan is a great way to establish beginning credit. Let FirstLight help you move beyond banking!
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Student Loans
FirstLight Federal Credit Union is a lender for student loans at UTEP http://www.utep.edu and EPCC http://www.epcc.edu. FirstLight works through a third party, Panhandle Plains, that processes student loan requests from our members. Loan applications should be made according to the universities' required process at the Financial Aid office. Students applying for a FirstLight student loan should use the lender code 819665. The respective university will determine eligibility.






