| ATMs |
 | What accounts can be accessed through an ATM card? |
| -Share accounts (S1)
-Share draft accounts (S71, S72, S73, S74, S75)
-Revolving Lines of credit (L25, L84)
(*Note-S66 is not allowed because it is not a transactional account) |
| Is there a fee if a foreign ATM is used? |
| Yes, Please see the current fee schedule for the amount.
Some ATM owners may assess an additional user's fee |
| What is the limit on the amount of funds I may withdraw with my ATM card? |
| Unlimited transactions, as long as the daily limit is not exceeded. The dollar limit of withdrawals is $800 per day, in increments of $200. Increments may vary, depending on the financial institution that owns the ATM. |
| Is there an annual fee for an ATM card or member card? |
| No |
| What is the difference between an ATM card and a member card if they both look the same? |
| The difference is that for an ATM card, a PIN (Personal Identification Number) must be selected by the member, and the card gets activated on our system. A member card does not get a PIN, nor does it get activated on our system. The membership card is used to conduct any type of transaction with FirstLight FCU. Because the account number, picture and signature appear on the card, it is used for identification purposes. |
| On the free non-credit union ATM transactions, does that include fees from the other financial institution as well? |
| No. Non-credit union ATMs may carry charges from the financial institution that owns that ATM. The fee is only waived from our end. |
