Share Certificate Accounts
With as little as $500, you can have a flexible, guaranteed investment at a premium dividend rate and a term length of your choosing. AT FirstLight, you'll find share certificates with a variety of maturity terms, from 90 days to five years. Share certificates generally pay higher dividends than regular savings or money market accounts because the funds are left on deposit for a fixed time. Basically, the longer the term, the higher the rate. If you withdraw the funds prior to the term expiring, you will pay a nominal penalty, but the features for maintaining it include…- A fixed dividend rate for the term you choose, ranging from three months to five years
- Dividend payments monthly, quarterly, annually or at maturity
- Quarterly statements
Dream Builder Accounts
Save more money gradually and conveniently at FirstLight Federal Credit Union using the Dream Builder Share Certificate, with an initial deposit as low as $5. The certificate is built through making regularly scheduled contributions through periodic payments. Features include…
- A fixed dividend rate for the term you choose
- Terms from one to three years
- Dividend payments are monthly
- Regularly scheduled contributions made by periodic payments
Business Share Certificates (CDs)
With a minimum of $500, your business investments are guaranteed at a competitive rate with a choice of investment terms. Share certificates carry a variety of investment terms, from 90 days to 5 years, so it's easy to find one that's perfect for your business goals!
*These services are only available to the new Business Savings Account and any if the following business accounts: Simply Start-Up Business Checking, Simply Business Checking and Simply More Business Checking
