FirstLight Federal Credit Union

Express Business Checking

Ideal for small businesses just starting off with their entrepreneurial dreams. Your business is unique, and the features of FirstLight's Express Business Checking will be sure to fit any of your needs!

- $100 minimum opening deposit.

- $100 required average daily balance.

- 100 free monthly transactions, with a nominal $0.25
activity charge for transactions over free monthly limit.

Advantage Business Checking

Advantage Business Checking is a great fit for those business owners who are more active with their checking accounts. By maintaining a $2,000 minimum daily balance, this account allows increased activity like more monthly transactions and more free incoming and outgoing wires.

- $1000 minimum opening deposit

- 200 free monthly transactions, with a nominal $0.25 activity charge for transactions over the
monthly allowance

- A $10 maintenance fee is applied if average balance falls below $2,000

Premiere Business Checking

If your business has higher liquidity and greater transactional requirements, Premier Business Checking is perfect for you. By maintaining a minimum $7,500 daily balance, this account has the advantage of accommodating higher activity and delivers plenty of perks. Best of all, this account is interest bearing!

- $1000 minimum opening deposit

- Receive 400 free monthly transactions, with a $0.25 activity charge for transactions over the

free monthly allowance

- A $15 maintenance fee will be charged if balance falls below the required $7,500.

Business Relationship Rewards

By maintaining a combined gross average monthly balance of $10,000, you will earn…

- Free money orders, cashier’s checks, and traveler’s checks

- Eight free non-credit union ATM transactions each month*

* Non-credit union ATMs may carry charges from other financial institutions.

The benefits don't stop there! Earn an additional $40 credit toward your annual check order by maintaining a combined gross monthly balance of $20,000. You can't get features like that at a traditional bank, but you can at FirstLight Federal Credit Union when you choose to move beyond banking!

*These services are only available to the new Business Savings Account and any of the following business accounts: Simply Start-Up Business Checking, Simply Business Checking and Simply More Business Checking

Visa Business Check Card

Did you know that you can get a Visa® Business Check Card with any Business Checking account at FirstLight? It works like cash, but without the worry or the hassles! Move beyond banking with First Light Federal Credit Union!

Forget about checks –The FirstLight Federal Credit Union Visa® Check Card works like a credit card, but without the finance charges! One swipe at any register and purchases are deducted straight from your Business Checking account. You’ll get a receipt for easy record keeping and each purchase will be detailed on your account statement for your convenience.

Forget about carrying cash – For added simplicity, the Visa® Business Check Card can also act as your ATM card, for use at 12 million locations that accept Visa® and at each FirstLight ATM! It is accepted at any ATM with the CIRRUS®, PULSE® or AFFN® logos. Benefits include:

- Convenience of being able to make purchases in places where checks are not accepted

- Avoid racking up credit card bills while having the convenience of a card

- Receipts that allow for easy record keeping

- Statements that make it easy to keep track of purchases

- Saving money by not paying unnecessary fees

-     All Visa® Business Check Card cards earn CU Rewards points. Every purchase made with
       your business credit card earns you points toward valuable rewards. You can take home a
       reward for as few as 2,500 points! CU Rewards gives you access to quality merchandise
       and exciting travel