Savings Accounts

You become a member of FirstLight Federal Credit Union just by opening a savings account with us. Our accounts are easy to open and easy to understand!
- Open your account with a $5 minimum opening deposit plus a $2 nonrefundable
membership fee
- Earn quarterly dividends on average daily balances exceeding $100
- Statements issued quarterly for your convenience
Move beyond banking with a savings account that gives you unimagined ease of access! You can gain instant access to your savings account with a touchtone phone through PAL (Personal Access Line), online at www.firstlightfcu.org, or at any of over 180 ATMs in the El Paso - Las Cruces area. Also, for a nominal fee, you can access your savings account nationwide through any AFFN®, CIRRUS®®, or PULSE® network ATM.
Business Share Accounts
With only a $5 minimum opening deposit and a $2 membership fee, you will be eligible for all FirstLight products and exclusive services! Imagine that... just $7 starts you off when you decide to move beyond banking!
Teller Services
FirstLight Federal Credit Union has several services and products from which to choose from. You'll find that everything we do, we do it easier, more conveniently, and for less than a traditional bank. That's what happens when you move beyond banking!
Money Orders
FirstLight Federal Credit Union has several services and products from which to choose from. You'll find that everything we do, we do it easier, more conveniently, and for less than a traditional bank. That's what happens when you move beyond banking!
Cashiers Checks
An alternative to making payments in cash, many customers use cashier’s checks for purchases that require a large sum of funds to exchange hands. This form of payment is readily accepted as cash and provides immediate availability to the member. The cost is only $2.00 each, unless you have Relationship Rewards.
Safe Deposit Boxes
For a safe and secure environment for our members’ important documents and valuables, we offer five sizes of safe deposit boxes from which to choose: 2x5 ($15), 3x10 ($30), 5x10 ($40), 7x10 ($50), and 10x10 ($60) inches (annual fees listed next to each size). FirstLight also applies a 25% discount on safe deposit boxes for members with Simply 50 checking accounts, and accounts with Relationship Rewards.
American Express Travelers Cheques
Feel secure in your vacation or weekend getaway with American Express traveler’s cheques! They come in denominations of $20, $50, and $100. $1,000 denominations may be obtained from American Express by special request. Checks cost 1% of the overall purchase price, except for Relationship Rewards holders.